RURAL LIABILITY
Rural Liability
Safeguard your farming business with our tailored business liability insurance designed specifically for farmers. Our comprehensive cover shields your operations and provides financial protection against unexpected events. Our policy covers a wide range of scenarios, including accidents on your property, product-related claims and environmental incidents, so you’re protected against legal and financial repercussions.
We understand every farming business is unique.
Our experienced team customises cover to suit your specific needs – we assess your farm, identify risks and provide a tailored insurance plan. In the event of a claim, our dedicated claims team ensures a smooth and efficient process and supports you throughout, so you can focus on running your business.
FAQ's
Farm insurance can be tailored to cover your buildings, houses, plant and machinery, livestock, feed, fencing and more. For dairy farms, it can also cover milk lost to contamination or deterioration. From the paddocks to the cowshed, we’ll build a policy around how your farm actually runs.
Yes. Livestock cover can protect against death or loss from events like accidents, natural disasters, fire and theft, depending on the policy. We can also look at specialist cover for high-value or breeding stock.
Machinery breakdown cover can help with repair or replacement costs when key equipment fails. Paired with business interruption cover, it can also help make up lost income while you get back up and running.
If a major loss disrupts your operation, business interruption cover helps you keep income coming in and meet ongoing costs — including looking after your staff. We design this cover specifically for farmers, growers and rural businesses.
With visitors, contractors, livestock and machinery all in the mix, it’s well worth having. Rural liability can cover accidents on your property, product-related claims and some environmental incidents. It protects your farm business from legal and financial fallout.
Yes, a lifestyle block usually needs a different kind of policy from a commercial farm. It can combine your home, contents, outbuildings, fencing, small machinery and a few animals in one. Check out our Lifestyle Insurance page for more.
We like to understand your operation properly, and a farm visit is often the best way to do that. Give us a call on (06) 769 5186 and we’ll find a time that works around your season.