CONSTRUCTION INSURANCE
The Advisers are your trusted construction insurance brokers based in New Plymouth.
Also known as Contract Works Insurance or Contractors All Risk Insurance, Construction Insurance is designed to protect your building project from unexpected loss or damage while work is underway.
Whether you’re building a new home, renovating a property or working on a larger commercial project, construction insurance can provide cover for the building works, materials and other aspects of the project.
It’s suitable for building contractors, homeowners, property developers, electricians, bricklayers, carpenters, plasterers, tilers and other tradespeople involved in construction projects.
What does Construction Insurance cover?
Construction Insurance can help protect your project against a range of unexpected events, including:
- Loss or damage to the building works – cover while a property is being built, renovated or altered.
- Storm, fire and natural disasters – protection against events that could cause significant damage during construction.
- Theft and malicious damage – cover for certain losses caused by theft or intentional damage.
- Materials and equipment – protection for building materials and other items used as part of the project, depending on your policy.
- Existing structures – cover can be arranged for existing buildings that are being renovated or altered, where appropriate.
Every construction project is different, so it’s important to make sure your policy is tailored to the work being carried out, the value of the project and the risks involved. We’ll help you understand your options and make sure you have the right cover in place.
Why use The Advisers for Construction Insurance?
Local understanding
Based in New Plymouth, we understand the needs of homeowners, builders, tradespeople and businesses across Taranaki.
Personalised support
We take the time to understand your project and explain your insurance options clearly, so you know what you’re covered for.
Here when you need us most
If something goes wrong during your project, we’ll be here to help you through the claims process and liaise with insurers on your behalf.
FAQ's
Also called contract works or contractors all risks insurance, it covers loss or damage to a building project while it’s being built or altered. It protects the work, materials on site and, depending on the policy, plant and equipment.
Builders, property developers and homeowners managing their own build or renovation. It’s also relevant for tradies like electricians, bricklayers, carpenters, plasterers and tilers. If you’ve got money tied up in a project, it’s worth protecting.
Not always. Major renovations, extensions or demolition work can change or limit your home cover. Talk to us before work starts so we can check your policy and arrange contract works cover if needed.
If you’re a builder or tradie with jobs on the go all year, an annual policy usually makes more sense. If you’re a homeowner or developer with a single project, cover for that one job is often the better fit. We’ll help you choose.
Many contract works policies can include or be paired with public liability cover. This protects you if your work accidentally damages someone else’s property or injures a member of the public. We’ll make sure there aren’t any gaps.
The project value, location, type of work, start and finish dates, and who’s carrying out the build. If you have contracts or plans, send them through — it helps us get the right cover in place quickly.
Let’s get you covered
Protect your construction project from the unexpected. Contact The Advisers today to discuss your Construction Insurance requirements and find the right cover for your project.