RENTAL PROPERTY INSURANCE
The Advisers are your trusted rental property insurance brokers based in New Plymouth.
Do you live in a rented property? There’s another very good reason you should have contents insurance – it usually extends to cover your legal liability as a tenant. Picture this scenario: You leave for work in a hurry one morning, and you leave a pot on the stovetop. The contents burn dry and catch fire, and the fire spreads to cause serious damage to your landlord’s kitchen. Your landlord may have insurance for the house itself, but if you (as the tenant) have damaged the house through your negligence, you could be held personally liable for the repair costs.
What does Rental Property Insurance cover?
Rental property insurance generally includes:
- Accidental damage – Broken windows or damaged fixtures you’re responsible for
- Theft or burglary
- Loss of rental income if your property is unsafe to rent after an insured event
- Landlords contents, Cover for the oven, dishwasher , drapes etc
- Malicious and intentional damage by tenants including drug manufacturer or contamination
- Hidden gradual damage, Cover for damaged caused by leaking internal pipes which causes damage over time
It’s an affordable way to protect your belongings and yourself while renting.
Why use The Advisers for Rental Property Insurance?
Local understanding
Personalised support
Whether you’re flatting, renting a unit, or a family home, we take the time to understand your living situation and find the right cover for you.
Trusted help